After a lot of reading, I decided to pay the money (about $35) and got a gallon of ALUMINUM BRITE from Napa. Many folks have said that same formula can be gotten cheaper elsewhere. I have not done the full research on this, so I can't comment on that.
I have seen photos of people using it with a pair of shorts and shades. Coming from an industrial safety background, I am going to say that is unwise. Here is MY PPE:

The Tyvek suit even was a bit questionable, but it is slightly plastic coated to offer limited protection. I also had a helper on 'hose duty' in case of an accident, as well as to rinse.
I used a battery powered weed sprayer and decided to do 'worst first'. I got on the creeper and started in the middle of the boat (underneath) and VERY carefully worked my way outward.

Using the 3 foot wand and keeping all acid away from any possibility of dripping on me was a challenge. I would do about a quarter of the boat at a time(inside of tubes only). Within seconds, I could see nasty green slime literally RUNNING off the tubes!! Fairly healthy cloud of who knows what as well. My mask worked well, but my helper said that the odor was strong. I let it sit for five minutes or so, then had my helper hand the hose in for rinsing.
Decontamination was a high priority at all times. Rubber gloves with lots of hand rinsing. Wet paper towels to wipe exposed skin (just in case). No itches, no issues.
Once I got to the outside of the tubes, I used the last of my gallon of acid and got them a bit more thoroughly. It is hard to see from the pics, but it DID turn the tubes white as expected. I am told that this can then be buffed out nicely. As I was only concerned with the scum line and below, I didn't care what it looked like.
BEFORE

AFTER

Now that I had my carpeted trailer totally contaminated with acid (we rinsed as best we could), it was directly to the lake for one of my earliest launches ever! Normally the ice wouldn't even be out for a couple more weeks. A good trailer dunking completed the rinse cycle. Then it was off for a nice cruise (Al ran like a million bucks).
Tho I didn't find the main ice pack (BIG lake), we did find some remnants:

Aaand some pretty girls

Summarizing, I gained a bunch of speed with a clean hull. The beast is resting comfortably it dock and not a neighbor boat in sight. Wieners!
